We've never had to cancel a vacation, and this isn't super-expensive anyway, but the travel insurance is fairly cheap. The condo has a "no refund" policy I agree to (even if there is a tropical storm, hurricane, etc.) and I guess we've always been lucky that we haven't had bad weather or anything. I think (I haven't read the insurance yet) it also covers illness, etc. as well.
It's about 6% of the cost, which seemed reasonable if it covers a fair amount of things.
I'm sure some have purchased it before here--has anyone ever had to make a claim? How was your claim handled, and what was the circumstances?
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